3 edition of Geographic expansion of banks found in the catalog.
Geographic expansion of banks
by Congressional Research Service, Library of Congress in [Washington, D.C.]
Written in English
|Statement||M. Maureen Murphy|
|Series||Major studies and issue briefs of the Congressional Research Service -- 1991, reel 2, fr. 1100|
|Contributions||Library of Congress. Congressional Research Service|
|The Physical Object|
|Number of Pages||33|
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Chapter 21 Product and Geographic Expansion. STUDY. PLAY. Identify the procompetitive effect of banks' expansion of their securities activities. A. Reduces the degree of underpricing of new issues. B. the ratio of the purchase price of a target bank's equity to its book value. banks and holding companies to enter any state (Kroszner and Strahan, ). Consequences of deregulation of geographic restrictions Deregulation of restrictions on geographic expansion within the United States has led to a more consolidated, but not a less competitive, banking system--one that is increasingly characterized by.
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This research brief is based on Martin Goetz, Luc Laeven, and Ross Levine, “Does the Geographic Expansion of Banks Reduce Risk?” Journal of Financial Economicsno. 2 (June ): 34– Economic theory provides conflicting views on a Geographic expansion of banks book question in banking: Does the geographic expansion of a bank’s activities reduce risk.
Textbook portfolio theory suggests that geographic expansion will lower a bank’s risk if it involves adding assets whose returns are imperfectly correlated with existing by: We use balance sheet information on BHCs and their chartered subsidiary banks and branches to assess the relationship between BHC risk and the geographic expansion of its activities.
The Federal Reserve collects data on a quarterly basis on BHCs and publishes the data in the Financial Statements for Bank Holding by: Geographic expansion of banks and changes in banking structure.
[Washington]: Board of Governors of the Federal Reserve System, (OCoLC) Material Type: Government publication, National government publication: Document Type: Book: All Authors / Contributors: Stephen A Rhoades; Board of Governors of the Federal Reserve System (U.S.).
The Effects of Geographic Expansion on Bank Efficiency Abstract We assess the effects of geographic expansion on bank efficiency using cost and profit efficiency for over 7, U.S. banks, We find that parent organizations exercise some control over the efficiency of.
STATE LAWS AFFECTING THE GEOGRAPHIC EXPANSION OF COMMERCIAL BANKS I. State laws affecting the ability of commercial banks to expand geographically via either branching or multibank holding company (MBHC) expansion have been among the primary determinants of the structure of commercial banking in the United States.
This paperFile Size: 1MB. This article analyzes the effects of geographic expansion on the productivity of Spanish savings banks. The study uses data from tothe period when most savings banks expanded. We assess the effects of geographic expansion on bank efficiency, using cost and profit efficiencies estimated for over U.S.
banks from to Downloadable (with restrictions). We develop a new identification strategy to evaluate the impact of the geographic expansion of a bank holding company (BHC) across US metropolitan statistical areas (MSAs) on BHC risk.
For the average BHC, the instrumental variable results suggest that geographic expansion materially reduces risk. Geographic diversification does not affect loan Cited by: Diversiﬁcation of geographic risk in retail bank networks: evidence from bank expansion after the Riegle-Neal Act Victor Aguirregabiria∗ Robert Clark∗∗ and Hui Wang∗∗∗ The Riegle-Neal Act (RN) removed restrictions on branch-network expansion for banks in the United by: Downloadable.
We test some predictions about the effects of technological progress on geographic expansion using data on banks in U.S. multibank holding companies over Specifically, we test whether over time (a) parental control over affiliate banks has increased, and (b) the agency costs associated with distance from the parent have decreased.
Restrictions on the geographic expansion of banks have a long history in the United States. Because the U.S. Constitution prevents states from issuing paper money and from taxing interstate commerce, the states used their power to grant bank charters to generate a substantial part of state revenues (Sylla, Legler, and Wallis, ).
2) Sources of geographic segmentation. To increase your customer base through geographic segmentation, you need to approach people who know a lot about the local geography. The data collection is the main step to increase customer base.
Once you know what type of businesses or public reside in the area, you can plan business expansion. Get this from a library. Geographic expansion of banks: laws restricting bank growth across state lines and within states. [M Maureen Murphy; Library. Banking across borders — International expansion opportunities for emerging markets-based banks 9 One of the key lessons that MUFG learned in the early years of international expansion was the importance of having executives work in major business and financial centers, such as London and New York.
Such assignments. First, we provide a deeper investigation of the impact of banks' foreign expansion on risk-taking from both individual and systemic viewpoints, and relying on both book-based and market-based risk measures.
4 Second, we study a someway neglected channel through which banks' foreign expansion may affect risk-taking when national banking markets Cited by: 2. Does the Geographic Expansion of Banks Reduce Risk.
Martin Goetz (), Luc Laeven and Ross Levine (). NoCEPR Discussion Papers from C.E.P.R. Discussion Papers Abstract: We develop a new identification strategy to evaluate the impact of the geographic expansion of a bank holding company (BHC) across U.S.
metropolitan statistical areas (MSAs) on BHC by: Books at Amazon. The Books homepage helps you explore Earth's Biggest Bookstore without ever leaving the comfort of your couch. Here you'll find current best sellers in books, new releases in books, deals in books, Kindle.
Additionally, according to Alen Berger and Robert DeYoung in their article "Technological Progress and the Geographic Expansion of the Banking Industry" (Journal of Money, Credit and Banking.
Tupelo — Read the pages of financial services industry magazines, and it’s clear that geographic expansion has underscored the growth strategies of many banks of. View a sample of this title using the ReadNow feature. Banking Law Manual, Second Edition is a legal reference on the principles of federal banking regulation for banking organizations, including commercial banks, thrift institutions and their holding companies, along with some consideration of the regulation of other institutions some as credit unions, agricultural lenders, and mortgage .of geographic expansion on agency frictions, then geographic expansion should reduce the costs of interest-bearing liabilities more among better-governed banks.
That is, effective bank governance dampens the cost-increasing effectsof intensified agency frictions triggered by geographic diversification, so that the cost.all the assets of financial intermediaries for which the problem of geographic distribution and expansion has relevance.1 The statistical analysis of the geographic expansion and distribu-tion of financial intermediaries is based primarily on a set of nine density ratios, which result from the combination of three numera-tors with three.